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Incite Strategies
Credit Score Help, Identity Theft & Fraud Assistance https://incitestrategies.credit
"One of the best decisions I've ever made! Incite Strategies was able to help me clean my credit up and boost my score by over 100 points! I heavily recommend working with them." - Michael Carmona
Disputed… but nothing changed? Here’s why that matters.![]()
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When you dispute an account with missing or inaccurate data, that’s not a preference issue—it’s an accuracy issue. Under the Fair Credit Reporting Act, you’re entitled to accurate reporting and a reasonable investigation.![]()
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If a bureau “verifies” an account without fixing missing info, that’s not just about your score anymore. That’s legal compliance—and that’s where litigation comes in.![]()
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This is why:![]()
• How disputes are written matters![]()
• Documentation matters![]()
• Cases don’t always end with letters![]()
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And yes—litigation can lead to removal.![]()
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💬 Think your dispute was verified without being corrected? Let’s talk.![]()
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#CreditRepair #FCRA #CreditEducation #DisputeSmart #ConsumerRights #CreditLitigation
"I am a mortgage lender; a client's credit score will impact the costs they pay for a loan. Incite Strategies helps my clients understand what they can do to improve their score, they give you actionable items and there's a real person on the other line. This isn't a call center with people defaulting to a script. They are actual people who will help you navigate this unknown world to the average person so you can increase your credit score and pay less when borrowing money. I love this team and highly recommend." - Stephanie Levine
Rebuilding from a 435 credit score to homeownership in 12 months? 🏡![]()
It can be done—but only with the right strategy.![]()
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This client did many things right:![]()
✔️ Settled outstanding debts![]()
✔️ Added secured credit cards![]()
✔️ Planned to keep utilization under 10%![]()
✔️ Focused on rebuilding responsibly![]()
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Here’s the truth most people miss ⬇️![]()
Paying or settling collections does not automatically remove negative items from your credit report. Those accounts can still hurt your score for years unless inaccuracies or compliance issues are properly addressed.![]()
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What actually speeds up recovery:![]()
• Credit diversity (not just cards)![]()
• Credit builder accounts that report like loans![]()
• Rent, utilities, and cell phone reporting![]()
• Identifying inaccurate or incomplete negative accounts![]()
• Strategic disputes when the law supports removal![]()
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The credit algorithm needs positive data AND cleaned-up data to work in your favor.![]()
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👉 If your goal is to buy a home soon, don’t guess—get a strategy.![]()
DM us “CREDIT” or click the link in our bio for a personalized credit review.![]()
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#creditrepair![]()
#creditscorehelp![]()
#creditrebuild![]()
#homebuyertips![]()
#financialwellness![]()
#crediteducation
